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Kenya's trusted chama

Digitize your chama in minutes

MyChama keeps your merry-go-rounds, table banking and group projects transparent, automated, and auditable. Manage contributions, approvals, withdrawals, and statements from one intuitive workspace.

  • Powering transparent groups
  • Built for merry-go-rounds & table banking
  • Automate approvals, manage loans, and download statements instantly.
  • 50+ Chama templates
  • 24/7 Human support
  • 100% MPESA compliant
MyChama app preview

“MyChama feels like having a CFO in your pocket.”

4.9 Average rating across Play Store & Trustpilot

Everything in one workspace

Best features of our app

MyChama keeps your merry-go-round, table banking, and investment group transparent with modern tooling and human support.

MPESA compliant
Illustration of MyChama features
60% less admin work

Contribution on the go

MyContribution. Monitor every deposit in real-time so treasurers always know the status.

Instant loan workflows

MyLoan. Multi-level approvals and automated reminders keep lending fast yet auditable.

Real-time statements

MyStatement. Export statements anytime to PDF or Excel for frictionless reporting.

Secure withdrawals

MyWithdrawal. Log every payout with dual approval and MPESA reconciliation.

Custom approvals

MyApproval. Configure one-click or multi-signature approvals depending on the amount.

Always-on support

MySupport. Nairobi-based experts guide your chama verbally, via chat, or onsite.

Why we exist

Our mission & vision

We build rails that let every chama stay transparent, well-governed, and fast-moving—without spreadsheets or endless meetings.

MyChama app screens
Since 2018

Digitizing merry-go-rounds nationwide

Mission

Deliver trust and tempo for every chama

  • Provide real-time contribution, approval, and payout workflows.
  • Remove manual errors through automation and auditable histories.
  • Offer human support that understands grassroots finance.

Vision

Be the operating system for community finance in Africa

  • Empower any group to launch digitally in under five minutes.
  • Surface insights that unlock smarter investments and lending.
  • Connect Chamas to vetted partners, tools, and capital.
34 Counties

with active digital chamas

4.8/5

support satisfaction score

Kes 1.2B+

tracked safely through MyChama

Transparency first Human + tech support Mobile-native Audit ready

Customer love

What Our Customers Have to Say

Grassroot treasurers, seasoned investors, and community leads share how MyChama keeps their funds flowing.

4.9

Average rating across Play Store & Trustpilot

1,200+

active chama communities

“MyChama feels like having a CFO in your pocket.”

Get a live tour

“The app runs our merry-go-round like a bank—everyone sees balances, arrears, and approvals instantly.”

Portrait of Daniel

Daniel K.

Treasurer, Umoja Women Group
4.8 Trustpilot score

“Loan approvals dropped from three days to thirty minutes because MyChama enforces our approval matrix.”

Portrait of Josephine

Josephine W.

Chairlady, Kilimo Table Banking
  • Table banking
  • MPESA first

“Even our auditors love it—every transaction has dual approval and a downloadable statement trail.”

Portrait of Linda

Linda M.

Audit Lead, Visionary Invest Club
  • Audit-ready
  • Real-time statements

“Watch how Makueni Farmers Collective digitized every payout and cut admin time by 60%.”

Portrait of Charity

Charity N.

Programme Manager, Makueni Farmers

Trusted by 1,200+ groups including:

Cooperative SACCOs Enterprise Kenya Women In Tech Africa